More often that one would think, the other driver at fault for a motor vehicle accident is either uninsured or flees the scene of the accident and are never identified. Some erroneously believe that this means they cannot make an insurance claim for their injuries. However, contrary to what many may think, injured victims are entitled to make a claim and collect insurance benefits in these cases. Under the laws of Massachusetts, every insured driver has what is called Uninsured Motorist Benefits on their policy. All insured drivers in Massachusetts pay for this coverage as part of their car insurance premium every year, and the premium for this coverage does not increase when a claim is made so long as you were not found to be at fault for the accident. Even if you are not personally insured in Massachusetts, you may be entitled to this coverage through any household member residing with you who has an insured vehicle, or even through the vehicle you were occupying at the time of the accident. It is important to have an attorney contact the insurance company as soon as possible after the accident, so that they are given reasonable notice of the claim in order to investigate the circumstances surrounding the accident. Therefore, if you were involved in an accident caused by an Uninsured or Hit & Run driver, it is very important that you contact us right away. As with any other accident, the injured victims of Uninsured or Hit & Run accidents often times suffer not only from physical injury, but also from economic loss due to lost wages and medical bills. Many injured victims also suffer from associated mental anguish, including a decreased enjoyment of life. Regardless of how you feel immediately following an accident, you should seek the counsel of an experienced lawyer right away. Certain injuries may not manifest themselves until days after the accident and, by this time, important physical evidence can be lost and witnesses may become harder to find. Also, even minor aches and pains can often times be an indication of a more significant injury. Therefore, even if you think your injury may be minor in nature, it is important that you seek medical attention right away.
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